‘It’s ok if we employ them freelance, isn’t it?’. It seems like a harmless question and one we are often asked. In the foreground is a question about legality and in the background is the assumption that this would be preferable. In this blog we look at both aspects and try to give business owners …
One of the most common questions I am asked as an accountant is to recommend a bank. In the aftermath of the financial crash the trouble was that I never heard anything good about any of them. In fact mostly what I heard was stories of customer service so poor it was almost laughable. I …
Choosing a Challenger Bank: Metro Bank vs Starling vs Tide Read More »
We estimate that here at Crunchers we point around half of the people who come to us looking for an accountant in the direction of another accountant. I sometimes think we should ask for a commission. But more importantly we believe that is a really important part of making our business work. First off, I …
Your target customer and when to turn away business Read More »
This month we turn our attention to Making Tax Digital and attempt to answer your questions. What is Making Tax Digital? HMRC is setting out to make the UK the most technologically advanced tax system in the world. Making Tax Digital (MTD) is their project to make this switch to digital cloud based tax filing. …
Xerocon is Xero’s Annual Conference which came to London’s ExCeL in November. If anything qualifies to be described as sexy in the accountant’s calendar this must be it. The production values are top of the range, the vibe is rock concert, the tech is genuinely cutting edge. Keeping up with Xero’s development team can leave …
With a freshly minted budget presented by the Chancellor today, we look at the highlights for small business owners: Business Tax Corporation Tax – Corporation Tax remains at 19% with a reduction to 17% pencilled for 2020. VAT – there was speculation that the VAT registration threshold would be slashed, requiring many more small businesses …
It is possible to transform a business with a flash of inspiration, but this article pays homage to another way that maybe less glamorous but is often more powerful and ultimately more sustainable. It is the philosophy that cycle supremo David Brailsford used to make British cycling the force it now is, namely focusing on …
As you read, developers across the globe are coding away to fulfil the integrated vision that business cloud services promises. And don’t get me wrong, we are big fans of the revolution and the streamlining benefits are manifest but in some areas, if you aren’t careful integration can lead to more work not less. One …
Xero, EPOS and Card Services Integration – avoid the pitfalls Read More »
Since reading Gino Wickman’s excellent book, Traction, on business development, we have been mindful of the importance and power of meetings, especially meetings where we as business owners are held accountable and particularly where we are held accountable for our job of building our business. In fact Traction recommends a weekly ‘Pulse Meeting’ to keep …
With the new Tax Year almost upon us we review the changes to tax from 5th April 2018. Minimum Wage Increases Minimum wage increases from April 2018. For employees over 25 the increase is from £7.50 to £7.83 per hour. Other ages and categories of employees’ rates can be found here: http://www.minimum-wage.co.uk/ Deducting Mortgage Interest …
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